To assist you in learning more about the Credit Union, we have compiled a short list of the most frequently asked questions and answers:
Q. What are your hours of operation?
A. View our hours on our location page.
Q. Do I have to maintain a minimum balance in Share (savings)?
A. A $100 minimum balance is required to earn dividends. You will find that our Share account generally pays a higher rate of return, called dividends, than at other financial institutions.
Q. Will I have to close my account at the Credit Union if I leave my job or relocate?
A. Absolutely not! Remember, "Once a member, always a member"!
Q. Can my family members join the Credit Union?
A. Yes - immediate family members are eligible for membership. Contact a credit union representative for further details.
Q. Does the Credit Union offer first mortgages?
A. Yes we do offer first mortgages. Visit our home loans page for more information.
Q. How long do I have to be a member before I can apply for a loan?
A. There is no waiting period. As a matter of fact, you may become a member, and apply for a loan at the same time. You may complete our loan application online.
Q. What is the difference between a Credit Union and a Bank?
A. Credit Unions are not for profit cooperative financial institutions which generally have favorable interest rates or borrowing and savings programs as well as lower service fees.
Q. May a "joint owner" on an account open an account in his or her name?
A. No. A joint owner is not a member of the Credit Union. However, all immediate family members are eligible to join.
Looking for the answer to a different question? Send us an e-mail and we will respond to your question promptly.